Dental Insurance and Financing
at StarWhite Dental
After an appointment with our dentists you will need a way to cover the appointment with insurance and financing. StarWhite Dental will work with you to ensure that your treatment is covered.
Dental Insurance Options
Our dentists work with different insurances to cover your appointments. We accept all PPO plans and are in-network with most. Below is a list of insurances that we accept that include but are not limited to:
* We do not accept HMO
- Aetna
- Delta Dental
- Metlife
- Geha
- Connection Dental
- United Healthcare
- United Concordia (includes Tri-Care)
- Cigna
- The Principal
- Anthem Blue Cross, Blue Shield of California
- Risk Management (Loma Linda)
- Veteran’s Affairs (VA)
- Careington
- Guardian







Other Financing Options
We offer different kinds of dental insurance and financing in Murrieta to give patients the chance to pay how they want. Besides insurance, you can also pay with cash or a credit card. Direct billing is also an option. We also accept CareCredit & Lending Club to cover dental costs. At StarWhite Dental, we work with you so you can cover your treatment with financing that works for you. We know that quality dental care doesn’t stop when treatment is over. Call us to schedule an appointment and learn how we can help you.
Book an Appointment
Take the first step toward a healthier, brighter smile.
Book Your Appointment Today!
Don’t wait to take care of your smile. Schedule your dental appointment today and discover why families call StarWhite Dental the most trusted dental clinic in Murrieta.
Frequently Asked Questions
What dental plans do you accept?
We accept all PPO dental insurance plans and are in network with many providers, including Aetna, Delta Dental, MetLife, Cigna, UnitedHealthcare, Guardian, GEHA, Anthem Blue Cross, and many others.
Do you accept HMO dental insurance?
No. We do not accept HMO dental insurance plans.
How can I find out if my insurance is accepted?
Our team can verify your dental insurance benefits before your appointment and explain your estimated coverage and expected out-of-pocket costs.
What payment options do you offer?
We accept cash, major credit cards, and direct billing. We also offer financing options to help make dental care more manageable.
Do you offer dental financing?
Yes. We offer financing through Cherry Financing, CareCredit, and LendingClub for eligible patients. We will help you review the available options before treatment begins.
Can I use CareCredit to pay for dental treatment?
Yes. Eligible patients may use CareCredit to help finance qualifying dental treatments.
Will you help me understand my dental insurance benefits?
Yes. Before treatment, we can review your dental insurance benefits, explain your estimated coverage, and answer questions about your treatment costs.
Can I receive dental treatment without insurance?
Yes. We welcome patients without dental insurance and offer financing and flexible payment options to help make dental care more accessible.
Will I know my estimated costs before treatment begins?
Yes. Before treatment begins, we will explain your recommended treatment plan, review your estimated insurance benefits when applicable, and provide a clear estimate of your expected out-of-pocket costs.


